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Uncategorized Welcome to Winter 2023-24 in Flagstaff Arizona! Unlocking the Charms of Flagstaff: Your Ultimate Guide to Homeownership in the Pines Hello, future Flagstaff homeowners! As a Realtor who’s had the privilege of helping countless families find their dream homes in this enchanting corner of Arizona, I am thrilled to be your guide to the vibrant and welcoming community of Flagstaff. Nestled amidst […]
Home Buying Inflation, interest rates and buying or selling a home There has been a lot of news in the past couple of weeks regarding inflation and interest rates.   The first question we need to answer is what is the Federal Reserve?  The Federal Reserve System (the Fed)  is the central banking system of the United States. It was created on December 23, 1913, with the […]
Uncategorized Fed Watch. Anticipating interest rate hikes or reductions Forecasting Federal Reserve policy changes in coming months. The new expectations from the futures market are for a quarter percent rate hike in February, which should hold through March and May. Note: In the lower chart a 100.0% probability of change is a 100.0% probability the rate will rise. The current rate is 4.25%-4.50%. AFTER FOMC MEETING […]
Uncategorized Christmas Week Interest Rate Update! Last week, the Fed’s decision to slow the pace of rate hikes from 0.75% to 0.50%, along with lower-than-expected consumer price inflation, sent mortgage rates lower. Both signaled that inflation may be starting to cool. Freddie Mac confirmed: “Mortgage rates continued their downward trajectory this week…. The good news for the housing market is that recent declines in rates […]
Uncategorized Let’s talk about Realtor Commissions and Big Tech Big tech advertising companies have been getting into the real estate business for nearly 20 years now and in the last few years, they have begun to actually broker the purchase and sale of homes. The early model for these companies was this: Provide a nice website using information from local Realtor Associations and then […]
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